Download My Mortgage Toolbox!


***NEW*** July 2019 Bank of Canada Benchmark Qualifying Rate Change
July 2018 Prime Rate Change
May 2018 “Qualifying Rate Change”
January 2018 OSFI “Stress Test Changes”
Update #2 Oct 30: Oct 2017 OSFI Changes to Mortgage Lending Rules
Oct 2016 Changes to Mortgage Lending Rules 
Homebuyer’s Guide (updated Oct 2017)
Credit Scores & Credit Repair Guide
Mortgage App (iOS / Android)
Primex Brochure
CHIP Mortgage Brochure
Reverse Mortgage Guide (CHIP)
Profile (CMP Magazine)
Primex Privacy Agreement

Presentations (PowerPoint converted to .pdf)

Mortgage Refinance – Debt Consolidation Presentation
Reverse Mortgage Presentation 

Mortgage & Real Estate

Verifying Your Down Payment – What You Need To Know
Bank of Canada

Credit Bureau (Equifax Canada)
Canada Mortgage & Housing Corporation
Canada Guaranty
Genworth Financial Canada
Canada Revenue Agency, (order your NOAs: requires Line 101 and takes 5 – 10 days to get Access Code)
Canadian Association of Home and Property Inspectors
Canadian Home Builders Association

Consumer Information: External Links

*NEW* CMHC Home Buying Guide
CMHC Condominium Buyers’ Guide
CMHC Homebuying Workbook
Mortgage Comparison Tool (
Rent vs. Buy Calculator
Mortgage Broker Consumer Guide 2015 (external link to digital media)
How much does it cost to break a mortgage? (Globe and Mail Video)
The hidden trap of mortgage penalties at the big banks
What is Title Insurance and Why Would I Need It?
Don’t judge a bank’s mortgage by its hyped-up rate
Five Reasons to Use a Mortgage Broker (.pdf from B2B Bank)